Services
Consulting
Draw upon a 35-year career and vast network of contacts for relevant and actionable advice.
Public Speaking
Available for keynotes, panels / panel moderation and other speaking engagements. Experience in over 100 past speaking engagements.
Publications
Patents
Patent Number | Title | Link | Publication Date |
---|---|---|---|
US-9432804-B2 | Processing of pre-staged transactions | https://patents.google.com/patent/US9432804 | 8/30/2016 |
US-9665818-B1 | Organic light emitting diode (“OLED”) universal plastic | https://patents.google.com/patent/US9665818 | 5/30/2017 |
US-9699599-B2 | Tracking associate locations | https://patents.google.com/patent/US9699599 | 7/4/2017 |
US-9747539-B1 | Organic light emitting diode (“OLED”) travel card | https://patents.google.com/patent/US9747539 | 8/29/2017 |
US-9858558-B1 | Multi-screen automated teller machine (ATM)/automated teller assist (ATA) machines for use by wheelchair users | https://patents.google.com/patent/US9858558 | 1/2/2018 |
US-9978010-B2 | Organic light emitting diode (“OLED”) universal plastic | https://patents.google.com/patent/US9978010 | 5/22/2018 |
US-10298682-B2 | Controlling device data collectors using omni-collection techniques | https://patents.google.com/patent/US10298682 | 5/21/2019 |
US-10334015-B2 | Apparatus and methods for shortening user exposure to malicious websites | https://patents.google.com/patent/US10334015 | 6/25/2019 |

About our Principal
Don Cardinal is Managing Director of the Financial Data Exchange (FDX), a non-profit, industry-led Standards Setting Organization for Open Banking / Open Finance standards for the permissioned sharing of financial data.
FDX launched October 2018 with 21 members and has grown to over 220 member organizations. 94 million consumers have been migrated to the FDX API.
Prior to this, Don spent more than 20 years with Bank of America, with key leadership roles in their Military Bank, Digital Banking and as a Senior VP of Information Security, where he orchestrated the bank’s global DMARC implementation. Don holds CPA, CISA and CISM certificates.